Cheryl Neo

Senior Financial Consultant

Cheryl Neo is a Senior Financial Consultant, and a certified Chartered Financial Consultant. As a Japanese Studies graduate from NUS, she had always planned to join the tourism industry. One fateful day more than 15 years ago, she was introduced by her own financial planner to attend a talk on exploring the industry. Cheryl was drawn to the fact that she could be in charge of her time and be incentivised according to how hard she worked.

Her interest piqued, Cheryl went for interviews with various agencies before deciding on Jeffrey Lim Organisation as she had sensed the respect and genuine care the team has for one another. Time has proven that she is right.

As a working mother of two adorable children, she is even more grateful now for her decision back then as she is able to spend quality and quantity time with her family.

Other than family and work, Cheryl is also passionate about community work. She has been serving the grassroots in the past 5 years, embarking on projects to benefit the elderly and low income families in her district. Currently she is serving as the Assistant General Secretary of her Residents’ Committee.

As a Japanese Studies graduate from NUS, she had always planned to join the tourism industry. One fateful day more than 15 years ago, she was introduced by her own financial planner to attend a talk on exploring the industry.
SCROLL

Sandy Sim

SENIOR FINANCIAL CONSULTANT

Sandy Sim is a Senior Financial Consultant. When she was young, Sandy met with a major accident. Fortunately her family had insurance plans that covered her hospital expenses and helped save her family from serious debt. Since then, she has been a firm believer that proper insurance and financial planning can make a positive impact on people’s lives.

It wasn’t until she encountered JLIM that she made the decision to become a Financial Consultant, to use her life experience to inspire others. She was working as a marketing and communications executive with a fashion brand when she became attracted to JLIM’s warm, energetic and family-oriented culture.

“Life is 10% what happens to you, and 90% how you respond to it,” said Sandy, who enjoys swimming, hot yoga, Bachata dancing and travelling in her spare time.

With her clients, she believes in having a positive mindset to nurture strong, meaningful and long-term relationships, to listen actively and tailor the most suitable financial insurance plan unique to each client.

It wasn’t until she encountered JLIM that she made the decision to become a Financial Consultant, to use her life experience to inspire others. She was working as a marketing and communications executive with a fashion brand when she became attracted to JLO’s warm, energetic and family-oriented culture.
SCROLL

Richard Khoo

Senior Financial Consultant

Richard Khoo is a Senior Financial Consultant. He made a mid-career switch to the insurance industry after more than 20 years in the manufacturing sector where he was a quality control and assurance professional with various multinationals. The main reason for his switch was a pre-emptive one, he could see that manufacturing was moving to the less developed countries due to Singapore’s higher labour costs and wanted to protect himself against retrenchment and loss of income.

While the prospect of being laid off was a push factor, he was also drawn to the nature of being a Financial Consultant. To be in an evergreen business, helping people to grow their savings and protect their wealth and earning as much as he can if he is willing to work hard.

He found a good fit with JLIM because it has a philosophy of inspiring staff happiness, well-being and cohesiveness. Richard is also glad for the training culture of JLIM that has helped employees including himself to develop and succeed.

Outside of work, he swims and work out regularly at the gym or cycling. He cares about eating healthily and spending time with his loved ones.

He found a good fit with JLIM because it has a philosophy of inspiring staff happiness, well-being and cohesiveness. Richard is also glad for the training culture of JLIM that has helped employees including himself to develop and succeed.
SCROLL

Norman Ngieng

Senior Financial Consultant

Norman Ngieng is a Senior Financial Consultant. Before joining Jeffrey Lim Organisation, Norman was a Project Engineer in the construction industry for seven years.

As a Financial Consultant, he has come to understand the need for better financial planning for himself and others .

One of the best things about this career is that it is retrenchment-proof, and someone like Norman doesn’t have to worry about job cuts or retrenchment when the economy falters.

He is passionate about guiding those who join him in the business towards achieving their own financial and career goals.

“This is a career that will bring you what you desire financially along with self-fulfilment if you do what it takes to get there,” he said.

Besides his family, he cares a lot about helping his team members get back on track when they waver or lose faith in their career choice.

One of the best things about this career is that it is retrenchment-proof, and someone like Norman doesn’t have to worry about job cuts or retrenchment when the economy falters.
SCROLL

Nelson Tan

SENIOR FINANCIAL CONSULTANT

Nelson Tan is a Senior Financial Consultant. As a father to two young children, Nelson wants to be part of their childhood and to journey with them in their growing years. He is pleased that a financial planning career has allowed him to fulfil this personal wish of his.

The need to bond doesn’t stop with his children. Nelson believes that engaging with his clients and bonding with them is also a good investment of his time. “In fact this is the key factor in making me their most preferred consultant,” he said.

After all, “life is not just about having but it is also about giving” is a motto he lives by.

For him, joining Jeffrey Lim Organisation was a decision made easy by JLIM, a well organised and professional operation that gave him a lot of positive vibes.

In his spare time, Nelson enjoys going to the cinema and a game of badminton. He also has a passion for cooking.

For him, joining Jeffrey Lim Organisation was a decision made easy by JLIM, a well organised and professional operation that gave him a lot of positive vibes
SCROLL

April Gan

SENIOR FINANCIAL CONSULTANT

April Gan is a Senior Financial Consultant. A graduate from the School of Accountancy of Nanyang Technological University, she worked as an accountant for 20 years. Her last job was Senior Finance Manager which she left in September 2011 to join JLIM.

April joined the financial services industry as she wanted to help individuals in their financial management and in establishing financial security for themselves and their loved ones.

She feels fulfilled by this profession as it is meaningful both for herself and for her clients. It is her desire that this becomes her lifelong career and passion. She hopes to benefit more individuals and their families who acknowledge and appreciate the importance of wealth protection and wealth accumulation, and planning ahead of time.

April joined the financial planning industry as she wanted to help individuals in their financial management and in establishing financial security for themselves and their loved ones.
SCROLL

Steven Chng

SENIOR FINANCIAL CONSULTANT

Steven Chng is a Senior Financial Consultant. In September 2012, he left a job where he worked for a biotech healthcare company for one where he is working for himself and his clients when he joined Jeffrey Lim Organisation. He did so to take control of his destiny and to provide more for his family. Furthermore, the key principles and style of working in JLIM are aligned with his own and he believed he will excel in such an environment.

Over the years, Steven has indeed experienced a lot of personal growth with JLIM. He used to lack confidence and had a short temper. Today, he is a confident and caring Financial Consultant. He is proud that he is now providing proper advice and greater financial security to his base of over 300 clients, and growing.

“My greatest satisfaction comes from every successful claim and term maturity which benefit my clients. At the same time, I am able to provide a good income for my family and spend quality time with them.” Steven said.

Outside of work, he enjoys watching movies, indulges in some role-playing games. Regularly, he would burn calories by playing some sports such as soccer and badminton.

“My greatest satisfaction comes from every successful claim and term maturity which benefit my clients. At the same time, I am able to provide a good income for my family and spend quality time with them.” Steven said.
SCROLL

Teo Jia Rong

SENIOR FINANCIAL CONSULTANT

Teo Jiarong is a Senior Financial Consultant. He joined JLIM while he was still a student in 2013.

At that time, he started his journey by having exploratory conversations with his now mentor, Kamal, about his ideal career. He was soon convinced that JLIM could afford him such a career because of the values

Since then, Jiarong has achieved Quality Clubs status three years in a row. He is now looking into further career enhancement and many years ahead with JLIM. Solving problems and value adding is what he aspires to do in his career, as well as in his personal life.

He hopes that whoever is willing to work hard and has an open mind about his or her career options will keep JLIM in mind and take the first step to find out more, like how he did.

Jiarong has achieved Quality Clubs status three years in a row. He is now looking into further career enhancement and many years ahead with JLIM. Solving problems and value adding is what he aspires to do in his career, as well as in his personal life.
SCROLL

Ivan Lee

SENIOR FINANCIAL CONSULTANT

Ivan Lee is a Senior Financial Consultant. For ten years prior, he was working for various local and foreign banks. After some time, he decided to to put his banking knowledge and experience to better share with others regarding financial planning. He has seen how unexpected events such as death, disability or critical illness can have a big impact on people’s lives and Ivan wanted to help in the area of income protection.

Today, his passion in helping people is aligned and integrated with his work. In Jeffrey Lim Organisation, he found not only a professional, family-oriented environment for him to settle in quickly, but also an inspiring platform to do well in his career. He achieved the Quality Club Award within the first six months and thereafter, the Quality Club Elite Award. Ivan was promoted to Senior Financial Consultant within a year and a half, and achieved his first Star Club Award shortly after. He is continuously pushing his limits in reaching out to more people on understanding the importance of good financial planning.

For someone who is keen in exploring this career, Ivan feels that “there are no limits to what you can accomplish, except the limits you place on your own thinking.”

He believes that life is always about giving one’s best in whatever one does, and living with no regrets. Outside of work, he enjoys spending time with family and friends, good food, watching and playing soccer and basketball.

His passion in helping people is aligned and integrated with his work. In Jeffrey Lim Organization, he found not only a professional, family-oriented environment for him to settle in quickly, but also an inspiring platform to do well in his career.
SCROLL

Jonathan Heng

SENIOR FINANCIAL CONSULTANT

Jonathan Heng is a Senior Financial Consultant. He had previously worked in a local bank for six year in an administrative role. During that time, he pursued a part-time diploma and degree course in banking and finance. Once he graduated, he made a switch to financial services industry. As he had family members who worked in the same financial services industry, it was natural for him to join the sector, to carry on the family tradition.

Jonathan joined JLIM five years ago and is having the best career of his life, he said, as it is the only one that truly lives up to the adage “work hard, play hard”.

He is most glad to be able to pursue his other passion: travelling. Jonathan is a part-time freelance luxury hotel blogger. “With this career, I am able to plan my fun time as and when I’ll like to travel as long as I work hard. In a year, I am able to travel without having to worry if my annual leave is running out, because I am self-employed,” he said.

He has an active life outside of work as well. He enjoys keeping fit, hitting the gym at least four times a week. He enjoys being able to work out during non-peak hours due to his flexible schedule. And for the last 11 years, he has been a dragon-boater during the weekends.

His advice on being a Financial Consultant? “Always be humble and always keep smiling” he said.

Jonathan is a part-time freelance luxury hotel blogger. “With this career, I am able to plan my fun time as and when I’ll like to travel as long as I work hard for each month.
SCROLL

Marcus Suhardi

Senior Financial Consultant

He joined the financial services industry in October 2009. Back then he was working at a retail outlet in Plaza Singapura, he did not have much knowledge of the insurance business. Feeling inspired after an interview with Jeffrey Lim and wanting to become like Jeffery, Marcus took a leap of faith and joined JLIM.

Business was very tough in the beginning as his clients came mostly from cold calling. Fortunately, he had the guidance of Francis Yap, his coach and mentor who constantly provided him with tough love and helped him to become stronger mentally.

Marcus remembers having to deal with countless rejections, even from his friends. “Using the skills that Francis taught me, I held on to the belief that as long as I worked very hard and keep on approaching people, help enough people, they will help me back,” he said.

True enough, he has been able to make a good living to date. He credits JLO for giving him the right support with its strong resources and long experience. He is also grateful to his clients as the people that have kept him alive as they truly appreciate the work he does for them. “I have learnt a lot from relationships with my clients that have been built over the years. They are so valuable and worthwhile that money cannot buy them at all,” he said.

“I have learnt a lot from relationships with my clients that have been built over the years. They are so valuable and worthwhile that money cannot buy them at all,” he said.